SubodhaFinance offers personal loans from Rs.50,000 to Rs.20,00,000 with annual interest rates between 8.5% and 15% p.a based on credit eligibility. Loans are subject to full KYC and income verification.
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Loan Success
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Approved loans & counting more daily
Unexpected medical expenses? Dhanjyoti Finance offers personal loans from ₹1 Lakh to ₹10 Lakhs to help you manage treatment costs with ease.
Upgrade your living space. Borrow between ₹1.5 Lakhs to ₹15 Lakhs for repairs, interiors, or improvements — all through a secure digital process.
From coaching classes to higher education needs, Dhanjyoti Finance provides personal loans ranging from ₹50,000 to ₹5 Lakhs.
Plan your next getaway stress-free. Dhanjyoti Finance offers travel loans from ₹50,000 to ₹3 Lakhs with flexible repayment options.
Celebrate life's biggest moments without financial worry. Borrow ₹1 Lakh to ₹10 Lakhs for wedding expenses with complete transparency.
Multiple EMIs wearing you down? Dhanjyoti Finance offers consolidation loans from ₹1 Lakh to ₹7 Lakhs — simplified into one repayment plan.
Loan amount depends on your credit profile & income documents. Approval is not guaranteed.
We strictly follow RBI regulations & fair lending practices. Your data is safe with us.
Full KYC and income verification is mandatory for all loan applications.
Transparent charges & no hidden fees. All terms are clearly explained before agreement.
Your loan application is received by Subodha Finance and sent for initial review. Our team verifies the details before proceeding.
Our team reviews your PAN card, address proof, income proof, and bank details to verify eligibility as per our internal guidelines.
After verifying your documents, our team evaluates your application based on internal credit checks. You'll be notified once a decision is made.
Minimum Loan Amount
₹50,000
Maximum Loan Amount
Up to ₹20,00,000
Min Interest Rate
8.5% Per Annum
Max Interest Rate
16% Per Annum
Min Tenure
12 Months
Max Tenure
120 Months (10 Years)
Processing Fees
2% of Loan Amount
EMI Bounce Charge
₹590/- per bounce
Age
Between 21 and 60 years
Monthly Income
Minimum ₹20,000 (net in-hand)
Employment Type
Registered private or public organization
Work Experience
At least 1 year of continuous employment
Age
25 years and above
Annual Income
₹2.5 Lakhs and above
Profession
Doctor, CA, Architect, Consultant, etc.
Business Stability
Minimum 2 years, valid ITR required
Age
25 years and above
Turnover
Minimum ₹5 Lakhs annually
Business Type
Sole Proprietorship, Partnership, Pvt Ltd
Operational History
At least 3 years in current business
| Category | Documents Required |
|---|---|
| Common for All Applicants |
|
| Salaried Professionals |
|
| Self-Employed & Business Owners |
|
We offer a fully digital loan experience. Apply online from anywhere, anytime — no branch visits needed.
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